Folio - Terms of Use

Updated: February 15, 2024

Welcome to our website (“Site”) where you can find information about and access to our web application and browser extension called Folio, a web-based service for real estate agents and lenders that helps organize and manage transactions within Google Workspace and Microsoft 365 including through your email. For purposes of these Terms (defined below), all visitors to our Site are referred to as “Visitors”, and those Visitors who log in and access or use Folio are referred to as “Users.” For the avoidance of doubt, all Users are also Visitors. </p

The following terms and conditions of use (the “Terms”) constitute a binding agreement between you and Inside RE, LLC and its affiliates and subsidiaries, including other subsidiaries of its parent company (collectively, referred to as, “us”, “we”, or “our”), with respect to your use of this Site and/or Folio made available on the Site, including any Content (as defined in Section 4 below) (collectively, Folio and Content are hereinafter referred to collectively as the “Folio”).

BY ACCESSING OR USING OUR SITE OR FOLIO, YOU (A) ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND BY, THE FOLLOWING TERMS AND CONDITIONS APPLICABLE TO YOU AS A VISITOR OR A USER, INCLUDING OUR PRIVACY POLICY, WHICH IS INCORPORATED HEREIN BY REFERENCE, AND (B) AFFIRM THAT YOU ARE AT LEAST 18 YEARS OF AGE (OR HAVE REACHED THE AGE OF MAJORITY IN THE JURISDICTION WHERE YOU RESIDE). IF YOU ARE NOT ELIGIBLE OR DO NOT AGREE TO THESE TERMS, THEN YOU DO NOT HAVE OUR PERMISSION TO USE THE SITE OR FOLIO AND MUST CEASE ACCESS OR USE IMMEDIATELY.

ARBITRATION NOTICE; CLASS ACTION WAIVER; JURY WAIVER. THESE TERMS INCLUDE A JURY AND CLASS ACTION WAIVER, WHICH MEANS THAT YOU AGREE TO PROCEED WITH ANY DISPUTE THAT IS NOT SUBJECT TO MANDATORY ARBITRATION) WITH A JUDGE AND ON AN INDIVIDUAL BASIS AND NOT AS PART OF A CLASS ACTION. MORE INFORMATION ABOUT THE JURY AND CLASS ACTION WAIVER CAN BE FOUND IN SECTION 9 (Dispute Resolution and Arbitration).

General Terms

  1. Effective Date. These Terms are effective as of the “Last Updated” date specified above. We may change these Terms at any time. All changes applicable to Visitors take immediate effect, and your continued use of the Site as a Visitor means you accept and agree to the changes. If you are a Folio User, we will notify you of any material changes to these Terms upon your login to Folio, at which time you must click on the “I Accept” button to accept the modified Terms in order to access your Folio account, or, if you do not accept the modified Terms, you must stop using Folio.

  2. General Terms.

    3. Changes to the Offerings. We may, from time to time in our sole discretion, develop and provide updates, which may include upgrades, bug fixes, patches, and other error corrections and/or new features to our Site or to Folio (collectively, “Updates”). Updates may also modify or delete in their entirety certain features and functionality of the Site or of Folio. You agree that we have no obligation to provide any Updates or to continue to provide or enable any particular features or functionality of the Site or of Folio. We reserve the right to make changes to, suspend, or discontinue (temporarily or permanently) the Site or Folio or any portion of either the Site or Folio at any time. You agree we will not be liable to you or to any third party for any such change, suspension, or discontinuance.

    No Guarantee. Although we work hard to provide a quality service, you, as a Folio User, understand and acknowledge that we cannot promise or guarantee specific results from using Folio.

    Temporary Interruptions. You understand and agree that temporary interruptions of the Site or Folio may occur as normal events that are out of our control. You also understand and agree that we have no control over the third-party networks or service(s) that we may use to provide you with the Site or Folio. As a Folio User, you agree that Folio is provided “AS IS” and that we assume no responsibility for the timeliness, deletion, mis-delivery or failure to store any user communications or personalization settings.


  3. Conduct. When accessing and using the Site as a Visitor or Folio as a User, you must not:

    • attempt to undermine the security or integrity of our computing systems or networks or, where the Site or Folio is hosted by a third party, that third party’s computing systems and networks;
    • use, or misuse, the Site or Folio in any way which may impair the functionality of the Site or Folio, or other systems used to deliver the Site or Folio or impair the ability of any other user to use the Site or Folio;
    • attempt to gain unauthorized access to any materials other than those to which you have been given express permission to access or to the computer system on which the Site or Folio is hosted;
    • use the Site or Folio for any illegal purpose or in violation of any local, state, national, or international law;
    • harass, threaten, demean, embarrass, bully, or otherwise harm any other Visitor or User;
    • access, search, or otherwise use any portion of the Site or Folio through the use of any engine, software, tool, agent, device, or mechanism (including spiders, robots, crawlers, and data mining tools) other than the software or search agents provided by us;
    • perform any fraudulent activity including impersonating any person or entity, claiming a false affiliation or identity, accessing any other Folio account without permission;
    • sell or otherwise transfer the access granted under these Terms;
    • transmit, or input, any files that may damage the Site or Folio or any other person’s computing devices or software, content that may be offensive, or material or data in violation of any law (including data or other material protected by copyright or trade secrets which you do not have the right to use); or
    • attempt to modify, copy, adapt, reproduce, disassemble, decompile or reverse engineer or create derivative works of the Site or Folio except as is strictly necessary for normal operation.

    Each Visitor and each User, respectively, is responsible for the outcome of any decisions or actions taken based on the information or recommendations provided by the Site or Folio. If you are prohibited under applicable law from using the Site or Folio, then you may not use it.


  4. Intellectual Property

    5. General. The Site and Folio, including any and all intellectual property rights in and to the Site and Folio, are owned and operated by or on behalf of Inside RE, LLC and its licensors. Your use of any of the Site or Folio does not transfer to you any ownership in the Site or Folio. As between you and us, all right, title, and interest in and to the Site and Folio remain solely with us. “Amitree,” the Amitree name and logo, “Folio,” the Folio name and logo, and all other trademarks, service marks, graphics, and logos used by Inside RE, LLC or Folio are trademarks or service marks of Inside RE, LLC or Inside RE, LLC licensors. Other trademarks, service marks, graphics, and logos used on or in connection with the Site or with Folio may be the trademarks of third parties. Your use of the Site or Folio does not include any right, title, interest or license to reproduce or otherwise use any of our names, logos, trademarks, service marks, graphics or any third-party’s names, logos, trademarks, service marks or graphics that may appear on the Site. We do not warrant or represent that your use of materials displayed on, or obtained through, the Site or Folio will not infringe the rights of third parties.

    Limitations on Use of Site Content. Except for a single copy made for personal use, you may not copy, reproduce, modify, republish, upload, post, transmit, or distribute any Content from the Site or Folio in any form or by any means whatsoever without prior written permission from us. For purposes of these Terms, “Content” is defined as any information, communications, software, published works, photos, video, graphics, music, sounds, or other material that can be viewed by Visitors on our Site or Folio Users and is owned or licensed by us or our affiliates. Any unauthorized use of the Content violates our intellectual property interests and could result in criminal or civil penalties. You agree not to sell, resell, reproduce, duplicate, distribute, copy or use for any commercial purposes any portion of the Content, or use of or access to the Site or Folio.

    Content Posted on Other Websites. We have no control over third-party websites and are not responsible for their content or their use. By linking to a third-party website, we do not represent or imply that we endorse such website or webpage. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. WE DISCLAIM ANY RESPONSIBILITY FOR ANY HARM RESULTING FROM YOUR USE OF THIRD-PARTY WEBSITES AND WEBPAGES. Please be sure to review the terms of use and privacy policy of any third-party website before you share any content or information with such third-party services. Once sharing occurs, we have no control over the information that has been shared.

    Third-Party Software. The Site or Folio may include or incorporate third-party software components that are generally available free of charge under licenses granting recipients broad rights to copy, modify, and distribute those components (“Third-Party Components”). Although the Site and Folio are provided to you subject to these Terms, nothing in these Terms prevents, restricts, or is intended to prevent or restrict you from obtaining Third-Party Components under the applicable third-party licenses or to limit your use of Third-Party Components under those third-party licenses.


  5. Communications

    6. Text Messaging. You agree that we, and those acting on our behalf, may send you text (SMS) or other messages using an automatic telephone dialing system at the phone number you provide us, even if your number(s) are on the national do-not-call registry. These messages may include operational messages about your use of the Offerings, updates on real estate transactions, as well as marketing or promotional messages. Standard data and message rates may apply whenever you send or receive such messages, as specified by your carrier. IF YOU WISH TO OPT OUT OF TEXT MESSAGES FROM INSIDE RE LLC, YOU TEXT THE WORD “STOP” TO THE NUMBER FROM WHICH YOU ARE RECEIVING THE MESSAGES. You may continue to receive text messages for a short period while we process your request, including a message confirming the receipt of your opt-out request. Your agreement to receive marketing texts is not a condition of any purchase on or use of the Service.

    Email. We may send you emails concerning our products and services, as well as those of third parties. You may opt out of promotional emails by following the unsubscribe instructions in the promotional email itself. You may still receive operational emails regarding the Site or Folio after you have opted out of promotional emails.


  6. Warranty Disclaimer

    THE SITE AND FOLIO ARE PROVIDED “AS IS” AND ON AN “AS AVAILABLE” BASIS. YOU USE ANY PORTION OF THE SITE OR FOLIO AT YOUR OWN DISCRETION AND RISK, AND WE ARE NOT RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY (INCLUDING YOUR COMPUTER SYSTEM OR MOBILE DEVICE USED IN CONNECTION WITH THE SITE OR FOLIO) OR ANY LOSS OF DATA, INCLUDING, WITHOUT LIMITATION, FOLIO USERS’ CONTENT. Some states do not allow limitations on how long an implied warranty lasts, so the above limitations may not apply to you.

  7. Limitation of Liability

    TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE HEREBY DISCLAIM ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES (INCLUDING DAMAGES FOR LOSS OF PROFITS, GOODWILL, OR ANY OTHER INTANGIBLE LOSS) ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF, OR YOUR INABILITY TO ACCESS OR USE, THE SITE, FOLIO, OR ANY MATERIALS OR CONTENT ON THE SITE OR AVAILABLE IN FOLIO, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE INFORMED YOU OF THE POSSIBILITY OF DAMAGE.

    TO THE FULLEST EXTENT PERMITTED BY LAW, OUR AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE USE OF OR ANY INABILITY TO USE ANY PORTION OF THE SITE OR FOLIO OR OTHERWISE UNDER THESE TERMS, WHETHER IN CONTRACT, TORT, OR OTHERWISE, IS LIMITED TO THE GREATER OF: (a) THE AMOUNT YOU HAVE PAID TO US FOR ACCESS TO AND USE OF FOLIO IN THE 12 MONTHS PRIOR TO THE EVENT OR CIRCUMSTANCE GIVING RISE TO THE CLAIM; AND (b) US $100.

    EACH PROVISION OF THESE TERMS THAT PROVIDES FOR A LIMITATION OF LIABILITY, DISCLAIMER OF WARRANTIES, OR EXCLUSION OF DAMAGES IS INTENDED TO AND DOES ALLOCATE THE RISKS BETWEEN THE PARTIES UNDER THESE TERMS. THIS ALLOCATION IS AN ESSENTIAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN THE PARTIES. EACH OF THESE PROVISIONS IS SEVERABLE AND INDEPENDENT OF ALL OTHER PROVISIONS OF THESE TERMS. THE LIMITATIONS IN THIS SECTION 7 (LIMITATION OF LIABILITY) WILL APPLY EVEN IF ANY LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

    If you are not satisfied with the Site or Folio, your sole and exclusive remedy is to terminate your use of the Offerings.

  8. Indemnification. You agree to defend, indemnify and hold us harmless against all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorneys’ fees) arising from: (a) your use of the Site or Folio; (b) your violation of any term of these Terms; (c) your violation of any third party right, including without limitation any copyright, property, or privacy right; (d) our refusal to provide any person access to your information or data; or (e) our making information or data available to any person with your authorization. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you (without limiting your indemnification obligations with respect to that matter), and in that case, you agree to cooperate with our defense of those claims.

  9. Dispute Resolution and Arbitration

    • Generally. Except as described in this Section, you and Inside RE, LLC agree that every dispute arising in connection with these Terms, the Site, Folio, or communications from us will be resolved through binding arbitration. Arbitration uses a neutral arbitrator instead of a judge or jury, is less formal than a court proceeding, may allow for more limited discovery than in court, and is subject to very limited review by courts. This agreement to arbitrate disputes includes all claims whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, and regardless of whether a claim arises during or after the termination of these Terms. Any dispute relating to the interpretation, applicability, or enforceability of this binding arbitration agreement will be resolved by the arbitrator.

YOU UNDERSTAND AND AGREE THAT, BY ENTERING INTO THESE TERMS, YOU AND INSIDE RE, LLC ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION.


  • Exceptions. Although we are agreeing to arbitrate most disputes between us, nothing in these Terms will be deemed to waive, preclude, or otherwise limit the right of either party to: (a) bring an individual action in small claims court; (b) pursue an enforcement action through the applicable federal, state, or local agency if that action is available; (c) seek injunctive relief in a court of law in aid of arbitration; or (d) to file suit in a court of law to address an intellectual property infringement claim.
  • Opt-Out. If you do not wish to resolve disputes by binding arbitration, you may opt out of the provisions of this Section 9 (Dispute Resolution and Arbitration) within 30 days after the date that you agree to these Terms by sending a letter to 434 W Ascension Way Suite 450, Murray, UT 84123, United States that specifies: your full legal name, the email address associated with your Folio account, and a statement that you wish to opt out of arbitration (“Opt-Out Notice”). Once we receive your Opt-Out Notice, this Section 9 (Dispute Resolution and Arbitration) will be void and any action arising out of these Terms will be resolved as set forth in Section 10 (Governing Law and Jurisdiction). The remaining provisions of these Terms will not be affected by your Opt-Out Notice.
  • Arbitrator. This arbitration agreement, and any arbitration between us, is subject the Federal Arbitration Act and will be administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules (collectively, “AAA Rules”) as modified by these Terms. The AAA Rules and filing forms are available online at www.adr.org, by calling the AAA at +1-800-778-7879, or by contacting Inside RE, LLC.
  • Commencing Arbitration. Before initiating arbitration, a party must first send a written notice of the dispute to the other party by certified U.S. Mail or by Federal Express (signature required) or, only if that other party has not provided a current physical address, then by electronic mail (“Notice of Arbitration”). Our address for Notice is: Inside RE, LLC, 434 W Ascension Way Suite 450, Murray, UT 84123, United States. The Notice of Arbitration must: (a) identify the name or account number of the party making the claim; (b) describe the nature and basis of the claim or dispute; and (c) set forth the specific relief sought (“Demand”). The parties will make good faith efforts to resolve the claim directly, but if the parties do not reach an agreement to do so within 30 days after the Notice of Arbitration is received, either party may commence an arbitration proceeding. If you commence arbitration in accordance with these Terms, we will reimburse you for your payment of the filing fee, unless your claim is for more than US$10,000 or if the hawse have received 25 or more similar demands for arbitration, in which case the payment of any fees will be decided by the AAA Rules. If the arbitrator finds that either the substance of the claim or the relief sought in the Demand is frivolous or brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)), then the payment of all fees will be governed by the AAA Rules and the other party may seek reimbursement for any fees paid to AAA.
  • Arbitration Proceedings. Any arbitration hearing will take place in the county and state of your residence unless we agree otherwise or, if the claim is for US$10,000 or less (and does not seek injunctive relief), you may choose whether the arbitration will be conducted: (a) solely on the basis of documents submitted to the arbitrator; (b) through a telephonic or video hearing; or (c) by an in-person hearing as established by the AAA Rules in the county (or parish) of your residence. During the arbitration, the amount of any settlement offer made by either party must not be disclosed to the arbitrator until after the arbitrator makes a final decision and award, if any. Regardless of the manner in which the arbitration is conducted, the arbitrator must issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the decision and award, if any, are based.
  • Arbitration Relief. Except as provided below in the subsection entitled, “No Class Actions,” the arbitrator can award any relief that would be available if the claims had been brought in a court of competent jurisdiction. If the arbitrator awards you an amount higher than the last written settlement amount offered by us before an arbitrator was selected, we will pay to you the higher of: (a) the amount awarded by the arbitrator and (b) US$10,000. The arbitrator’s award shall be final and binding on all parties, except (1) for judicial review expressly permitted by law or (2) if the arbitrator’s award includes an award of injunctive relief against a party, in which case that party shall have the right to seek judicial review of the injunctive relief in a court of competent jurisdiction that shall not be bound by the arbitrator’s application or conclusions of law. Judgment on the award may be entered in any court having jurisdiction.
  • No Class Actions. YOU AND WE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, unless both you and we agree otherwise, the arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a representative or class proceeding.
  • Modifications to this Arbitration Provision. If we make any substantive change to this arbitration provision, you may reject the change by sending us written notice within 30 days of the change to our address for Notice of Arbitration, in which case this arbitration provision, as in effect immediately prior to the changes you rejected will survive and if you are a Folio User, your Folio account will be immediately terminated.
  • Enforceability. If the subsection entitled, “No Class Actions” or the entirety of this Section 9 (Dispute Resolution and Arbitration) is found to be unenforceable, or if we receive an Opt-Out Notice from you, then the entirety of this Section 9 (Dispute Resolution and Arbitration) will be null and void and, in that case, the exclusive jurisdiction and venue described in Section 10 (Governing Law and Jurisdiction) will govern any action arising out of or related to these Terms.

  1. Governing Law and Jurisdiction. These Terms will be governed by and construed in accordance with the laws of the State of Utah, U.S.A., without giving effect to its conflicts of law provisions or your actual state or country of residence. Visiting our Site or using Folio does not give rise to personal jurisdiction over us, either specific or general, in jurisdictions other than Salt Lake City, Utah, U.S.A.

  2. Miscellaneous Terms for the Offering
    3. Force Majeure. In addition to any excuse provided by applicable law, we shall be excused from liability for non-delivery or delay in delivery of products and services available through our Site arising from any event beyond our reasonable control, whether or not foreseeable by either party, including but not limited to: labor disturbance, war, fire, accident, adverse weather, inability to secure transportation, governmental act or regulation, and other causes or events beyond our reasonable control, whether or not similar to those which are enumerated above.

    Severability. If a court of competent jurisdiction deems any provision of these Terms invalid, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms, which shall remain in full force and effect.

    Waiver. No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

    Statute of Limitation. Unless prohibited by law, any cause of action arising out of or related to the Site or Folio must commence within one (1) year after the cause of action occurs. Otherwise, it shall be permanently barred.

    International Use. The Site is intended for Visitors located within the United States and Canada. Folio is intended for use by Users located within the United States and Canada. We make no representation that either the Site or Folio is appropriate or available for use outside of the United States or Canada. Access to the Site or Folio from countries or territories or by individuals where such access is illegal is prohibited.

    Notices. All notices to a party shall be in writing and shall be made either via email or conventional mail. Notices to us must be sent to the attention of Customer Service at support@amitree.com if by email, or to our address at 434 W Ascension Way Suite 450, Murray, UT 84123, United States, if by conventional mail. You agree to allow us to submit notices to you either through the email address provided, or to the address we have on record. Any notices or communication under these Terms will be deemed delivered to the party receiving such communication (a) on the delivery date if delivered personally to the party; (b) two business days after deposit with a commercial overnight carrier, with written verification of receipt; (c) five business days after the mailing date, if sent by U.S. mail, return receipt requested; (d) on the delivery date if transmitted by confirmed facsimile; or (e) on the delivery date if transmitted by confirmed email.

    Entire Agreement. These Terms, with the Privacy Policy and any other legal notices published by us on the Site, shall constitute the entire agreement between you and us concerning the Offerings. It may only be modified by a written amendment signed by an authorized executive of Inside RE, LLC, or by Inside RE, LLC posting a revised version here.


  3. Feedback. We LOVE to hear from you. We want your feedback. The more suggestions you make, the better we can make the Service. We really want you to send feedback. When you send in your comment, you grant us a free, unlimited, irrevocable, perpetual, sublicensable, transferable, royalty-free license to use any of your comments, feedback, suggestions, ideas, musings, ruminations, thoughts and ideas for any purpose (or not). We thank you here, but we will have no obligation to use your idea, and if we do, to acknowledge or compensate you or anyone else for that use.

Specific Terms for Folio User

In addition to the terms outlined in the “General Terms” section above, the terms contained below apply to Users of Folio.

  1. Authorized Users. Folio is intended for real estate agents, real estate professionals, and their clients. If you are using Folio and are a part of a company or other organization, then your company or organization will be bound to these Terms. If you use Folio, you represent to us that you are authorized by your company or organization to use it, and to agree to these Terms. By agreeing to these Terms, you represent and warrant to us that: (a) you are at least 18 years old; (b) you have not previously been suspended or removed from Folio; and (c) your registration and your use of Folio is in compliance with any and all applicable laws and regulations.

  2. Your Account. To access most features of Folio, you must register for an account. When you register for an account, you may be required to provide us with some information about yourself, such as your name, job title, email address, phone number, or other contact information. You agree that the information you provide to us is accurate, complete, and not misleading, and that you will keep it accurate and up to date at all times. You are solely responsible for the activity that occurs on your account and keeping your passwords confidential. We will not be liable for any losses caused by any unauthorized use of your account. If you believe that your account is no longer secure, then you should immediately notify us at support@amitree.com.

  3. Account Access. Subject to your complete and ongoing compliance with these Terms and so long as you have an active account with us, we grant you a limited, revocable non-exclusive, non-transferable license to use Folio. We reserve all rights not expressly granted. We may terminate your access to Folio at any time for any reason or no reason.

  4. Backup of Data. You must maintain copies of all data you input into Folio. We adhere to our best practice policies and procedures to prevent data loss, but we make no guarantees. Folio is provided “AS IS” and “AS AVAILABLE.” In no event will we be responsible or liable to you for the availability, timeliness, security or reliability of Folio or for the loss of any of your data. We reserve the right to modify, suspend or discontinue Folio at any time with or without notice to you, and without any liability to you.

  5. User Obligations. You acknowledge that:
    • You may use Folio to access the information and data you input, including any information or data input by your invited users or others you have authorized to use Folio and access your account.
    • You are solely responsible for all activity occurring under your account, whether the activity was your own or the activity of anyone else.
    • You are authorized to access the processed information and data made available to you through your use of Folio (whether that information and data is your own or that of anyone else).
    • We have no responsibility to any person other than you and nothing in these Terms confers, or purports to confer, a benefit on any person other than you.
    • If you use Folio on behalf of or for the benefit of anyone other than yourself, you have legal permission to do so, you authorize any person given access to information or data, and you agree that we have no obligation to provide any person access to such information or data without your authorization and may refer any requests for information to you to address.
    • You represent and warrant in relation to any information (including personal data) that you transfer to us under these Terms, that you shall provide such notices and disclosures to customers and individuals (and, as applicable, obtain all approvals, authorizations and consents) as are sufficient in scope to enable us (and our vendors) to process their information to perform the services under these Terms per the applicable law.

  6. User Content

    7. User Content Generally. Certain features of the Service may allow users to submit, upload, publish, or otherwise transmit (“Post”) content to the Service (“User Content”). You retain any copyright and other proprietary rights that you may hold in the User Content that you Post to the Service, subject to the licenses granted in these Terms.

    Limited License Grant to Inside RE, LLC. By Posting User Content to or via the Service, you grant Inside RE, LLC a worldwide, non-exclusive, royalty-free, fully paid right and license (with the right to sublicense through multiple tiers) to host, store, transfer, publicly display, communicate to the public, reproduce, modify for the purpose of formatting for display, create derivative works as authorized in these Terms, and distribute your User Content.

    Specific Rules for Photographs and Images. If you Post a photograph or image to the Service that includes one or more persons, you hereby grant such persons and their administrators, guardians, heirs, and trustees, if any, an irrevocable, perpetual, royalty free, fully paid-up, worldwide license to reproduce, distribute, and publicly display that photograph for personal use and through any online platform or service, including the Service, Facebook, Instagram, and Twitter, but not to promote any third-party product, good, or service. The license contained in this Section does not permit the subject of any photo or their administrators, guardians, heirs, or trustees to sell that image or photograph, whether on a standalone basis or as embodied in any product.

    You Must Have Rights to the Content You Post; User Content Representations and Warranties. You must not Post User Content if you are not the owner of or are not fully authorized to grant rights in all of the elements of that User Content. Inside RE, LLC disclaims any and all liability in connection with User Content. You are solely responsible for your User Content and the consequences of providing User Content via the Service. By providing User Content via the Service, you affirm, represent, and warrant to us that:

    • you are the creator and owner of the User Content, or have the necessary licenses, rights, consents, and permissions to authorize Inside RE, LLC and users of the Service to use and distribute your User Content as necessary to exercise the licenses granted by you in this Section, in the manner contemplated by Inside RE, LLC, the Service, and these Terms;
    • your User Content, and the Posting or other use of your User Content as contemplated by these Terms, does not and will not: (i) infringe, violate, misappropriate, or otherwise breach any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property, contract, or proprietary right; (ii) slander, defame, libel, or invade the right of privacy, publicity or other property rights of any other person; or (iii) cause Inside RE, LLC to violate any law or regulation or require us to obtain any further licenses from or pay any royalties, fees, compensation or other amounts or provide any attribution to any third parties; and
    • your User Content could not be deemed by a reasonable person to be objectionable, profane, indecent, pornographic, harassing, threatening, embarrassing, hateful, or otherwise inappropriate.
    User Content Disclaimer.We are under no obligation to edit or control User Content that you or other users Post and will not be in any way responsible or liable for User Content. Inside RE, LLC may, however, at any time and without prior notice, screen, remove, edit, or block any User Content that in our sole judgment violates these Terms, is alleged to violate the rights of third parties, or is otherwise objectionable. You understand that, when using the Service, you will be exposed to User Content from a variety of sources and acknowledge that User Content may be inaccurate, offensive, indecent, or objectionable. You agree to waive, and do waive, any legal or equitable right or remedy you have or may have against Inside RE, LLC with respect to User Content. If notified by a user or content owner that User Content allegedly does not conform to these Terms, we may investigate the allegation and determine in our sole discretion whether to remove the User Content, which we reserve the right to do at any time and without notice. For clarity, Inside RE, LLC does not permit infringing activities on the Service.

    Monitoring Content.Inside RE, LLC does not control and does not have any obligation to monitor: (a) User Content; (b) any content made available by third parties; or (c) the use of the Service by its users. You acknowledge and agree that Inside RE, LLC reserves the right to, and may from time to time, monitor any and all information transmitted or received through the Service for operational and other purposes. If at any time Inside RE, LLC chooses to monitor the content, then Inside RE, LLC still assumes no responsibility or liability for content or any loss or damage incurred as a result of the use of content. During monitoring, information may be examined, recorded, copied, and used in accordance with our Privacy Policy. Inside RE, LLC may block, filter, mute, remove or disable access to any User Content uploaded to or transmitted through the Service without any liability to the user who Posted such User Content to the Service or to any other users of the Service.

  7. Payment

    8. Terms.Certain features of Folio may require you to pay fees. Before you pay any fees, you will have an opportunity to review and accept the fees that you will be charged. Unless otherwise specifically provided for in these Terms, all fees are in U.S. Dollars and are non-refundable, except as required by law.

    Price. We reserve the right to determine pricing for Folio. We will make reasonable efforts to keep pricing information published on Folio up to date. We encourage you to check our pricing page periodically for current pricing information. We may change the fees for any feature of Folio, including additional fees or charges, if we give you advance notice of changes before they apply. We, at its sole discretion, may make promotional offers with different features and different pricing to any of our customers. These promotional offers, unless made to you, will not apply to your offer or these Terms.

    Authorization.You represent and warrant that you have the right to use any credit card or other means of payment that you provide to us. By providing payment card information to us, you authorize us or its third-party payment processor (e.g., Stripe) to charge all sums for the orders that you make and any level of access to Folio you select as described in these Terms or as specified on any price terms published by us, including all applicable taxes, to the payment method specified in your account. If you pay any fees with a credit card, then we may seek pre-authorization of your credit card account prior to your purchase to verify that the credit card is valid and has the necessary funds or credit available to cover your purchase. All billing information you provide to us must be truthful and accurate. Providing any untruthful or inaccurate information is a breach of these Terms. We reserve the right to refuse or cancel an order for any reason including limitations on quantities available for purchase, inaccuracies, or errors in product or pricing information, or problems identified by our credit and fraud avoidance department. If your order is canceled after your credit card (or other payment account) has been charged, we will issue a credit to your credit card (or other applicable payment account) in the amount of the charge.

    Subscription Service. Folio may include certain subscription-based plans with automatically recurring payments for periodic charges (“Subscription Service”). For information on Subscription Services, please see our FAQ page. By signing up for a Subscription Service, you authorize us or its third-party payment processor to bill the periodic subscription fee to the payment method associated with your account or that you otherwise provide to us. You may cancel the Subscription Service by following these instructions. YOUR CANCELLATION MUST BE RECEIVED BEFORE THE RENEWAL DATE IN ORDER TO AVOID CHARGE FOR THE NEXT SUBSCRIPTION PERIOD.

    Delinquent Accounts. We may suspend or terminate access to Folio, including fee-based portions of Folio, for any account for which any amount is due but unpaid. In addition to the amount due for Folio, a delinquent account will be charged with fees or charges that are incidental to any chargeback or collection of any unpaid amount, including collection fees. If your payment method is no longer valid at the time a renewal subscription fee is due, then we reserve the right to delete your account and any information or User Content (defined below) associated with your account without any liability to you. If legal action is necessary to collect on balances due, you agree to reimburse us for all expenses incurred to recover sums due, including attorney fees and other legal expenses.

  8. Term; Termination

    9. Term. These Terms are effective beginning when you accept these Terms or first access or use of Folio, and ending when terminated as described below.

    No-fault Termination. We may terminate your access to Folio at any time, with or without cause, effective immediately. You may terminate these Terms or Folio by uninstalling Folio and choosing the option to delete your account. If you are in doubt about whether you have deleted your account, please contact our support team.

    Breach. If you breach any of these Terms and do not remedy the breach within 14 days after receiving notice of the breach if the breach can be remedied, or if the breach is not capable of being remedied, then, at our sole discretion, we may suspend your use of Folio for any definite or indefinite period, or terminate these Terms and your use of Folio.

    Effect of Termination. Termination is without prejudice to any rights and obligations of the parties accrued up to and including the date of termination. Upon termination of these Terms: (a) your rights to access and use Folio will terminate and you must immediately cease all use of Folio; (b) you will no longer be authorized to access your account or Folio; and (c) you must pay us any unpaid amount that was due prior to termination. All provisions of these Terms which by their nature should survive termination shall survive termination, including 19 (Payment), 18 (Limited License Grant to Inside RE, LLC), 6 (Warranty Disclaimer), 7 (Limitation of Liability), 8 (Indemnification), 20 (Effect of Termination), 9 (Dispute Resolution and Arbitration), and 2 (General).

  9. Technical Issues. If you need technical help, please contact us and we will be happy to help. We ask that you contact us via support.amitree.com.

  10. Service Availability and Events Beyond Our Control. While we intend that Folio be available 24 hours a day, seven days a week, it is possible that Folio may be unavailable because of maintenance, development activities, or for reasons beyond our control. If we must interrupt Folio for longer periods than we would normally expect, we will use reasonable efforts to publish in advance details of such activity on the website. Under no circumstances shall we be held liable for any delay or failure in the Site, Folio, or information on the Site directly or indirectly resulting from, arising out of, relating to or for events beyond our reasonable control, including, without limitation, internet failures, equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, floods, storms, earthquakes, explosions, acts of God, war, terrorism, intergalactic struggles, governmental actions, orders of courts, agencies or tribunals or non-performance of third parties. This paragraph is not intended to limit the Limitation of Liability section above.

  11. Warranty Disclaimer for Folio. We give no warranty about Folio. Without limiting the foregoing, we do not warrant that Folio will meet your requirements or that it will be suitable for any particular purpose. To avoid doubt, all implied conditions or warranties are excluded to the fullest extent permitted by law, including (without limitation) warranties of merchantability, fitness for purpose, title and non-infringement. We do not warrant that using Folio will be uninterrupted or error free. The operation and availability of the systems used for accessing Folio, including public telephone services, computer networks and the Internet, can be unpredictable and may from time to time interfere with or prevent access to Folio. We are not in any way responsible for any such interference or prevention of your access or use of Folio.

    Some states do not allow limitations on how long an implied warranty lasts, so the above limitations may not apply to you.

    It is your sole responsibility to determine that Folio meets your needs and is suitable for the purposes for which it is used.

  12. Privacy. We have a privacy policy (part of these Terms) that sets out the parties’ obligations regarding personal information: www.amitree.com/privacy-policy (“Privacy Policy”). We urge each of our users to read our Privacy Policy and are happy to answer any questions you have about it at support@amitree.com.

  13. Consent to Electronic Communications. By using Folio, you consent to receiving certain electronic communications from us as further described in our Privacy Policy. Please read our Privacy Policy to learn more about our electronic communications practices. You agree that any notices, agreements, disclosures, or other communications that we send to you electronically will satisfy any legal communication requirements, including that those communications be in writing.

  14. Additional Terms. Your use of Folio is subject to all additional terms, policies, rules, or guidelines applicable to the Service or certain features of Folio that we may post on or link to from Folio (the “Additional Terms”). All Additional Terms are incorporated by this reference into, and made a part of, these Terms.

  15. Contact and California Residents. The provider of Folio is Inside RE, LLC. You can reach us by email at support@amitree.com. If you are a California resident, in accordance with Cal. Civ. Code §1789.3, you may report complaints to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by contacting them in writing at 1625 North Market Blvd., Suite N 112 Sacramento, CA 95834, or by telephone at (800) 952-5210 or (916) 445-1254. For insurance services, you may report any complaints to the insurance regulator in your state.

Folio is now part of Inside Real Estate

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